David Coulter

David B. Coulter started Consumer Direct in 2003 to address voids in the vast market for online identity protection and credit management. Mr. Coulter also serves as the Chief Software Architect, leading the patented designs and innovative technologies at the heart of Consumer Direct products and called Credit 2.0. SmartCredit.com is the consumer product that best represents the ease and simplicity originally envisioned by Mr. Coulter when the Company was founded.

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