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Debt Negotiator

The 1st self-help system to get out of debt



  • You're the negotiator
  • You know what you can pay and when
  • No middle man or middle man fees

Settle your debts, defer payments and get better interest rates by negotiating directly with your creditors.

Just use the Action Button. No need to call anyone or join a debt management program.



Negotiate your debt and payment schedule with each of your creditors.

Be a strong negotiator, yet reasonable. Remember, you might have to negotiate several times to get the results you want.

Keep an eye out for your Alerts with results and counter offers.

Make sure your creditor updates your credit report as you make payments and when a debt is paid off. Use fix an error Action if they don't. Also, make sure there are no future credit reporting mistakes by monitoring your credit.

Once you paid off a debt, ask for a goodwill correction.

Take a goodwill correction Action and ask your creditor to remove any negative entry on your credit report, after you have paid off the debt.

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