It's Free!

Track better credit behavior

Here's how:

  • We'll give you a link: smartcredit.com/yourbiz - put it anywhere
  • Your consumers take action for better credit and real-time identity protection
  • You get Alerts when credit levels are hit

Sample Smart App »


Get your App now! >>

Smart App Diagram

Learn how your consumers get better credit

How it works

You get alerts when your consumers credit improves or declines.
45% of consumers who take action move into one or more credit levels.

Learn how your consumers get real-time identity protection

Rapid Response
  • Stop identity theft, before it happens, with the push of a button
  • 24/7 credit monitoring and identity theft protection
  • New and exclusive technologies

More about The Smart App™

The Smart App is free, tracking alerts are free, and consumers get a free trial!

Your Smart App link, smartcredit.com/yourbiz, extends your brand and service to a product consumers need. Your brand and your app are always present as consumers manage, protect and monitor their credit and identity. Put your link anywhere.

Your app displays different qualifying messages throughout their smartcredit.com/yourbiz experience. Most importantly, you get tracking alerts when your consumers hit qualifying credit levels you determine.

Analytic reports and tools will help you understand your consumers' credit behavior like never before. You can also subsidize smartcredit.com/yourbiz membership fees to foster greater consumer participation and get more qualified credit alerts.

We also have a great Smart App Help Desk for any questions or needs you may have.

Your Smart App can be ready in one day! Just ask us.

Get your App now! >>

*Disclaimer: SmartCredit is not determining final credit. Alerts are only educational guides delivered to you with explicit consumer opt-in. Upon receiving any alerts, your business must resubmit an authorized consumers credit application to determine final credit. Results are not guaranteed.

Never give a hard
credit decline again!

Recycle your credit declines by seamlessly enrolling them in to your co-branded version of SmartCredit.com/yourbiz

You get alerts when the consumer's credit improves, helping you close deals once thought to be lost forever.

Great for approved loans

Track your consumers' credit behavior to market future services, or track signs of a possible default.

Why better credit behavior?

Making credit simple inspires education, awareness and action. Most importantly it helps avoid procrastination.

smartcredit.com/yourbiz benefits:

  • Credit that is easy to understand
  • Personalized credit help & videos
  • Action buttons
  • Credit monitoring
  • Identity theft protection
  • Learn more »

Consumers using your smartcredit.com/yourbiz become a more reliable user of credit.

Sample: smartcredit.com/yourbiz

Sample

Sample: Your own featured App

Sample: Your App
Note: Members checking their credit does not lower their credit score.

Sample: e-mail tracking Alerts

Sample: Email Alert

Privacy, Security and Better Business Bureau

We take privacy and security very seriously. Consumers are required to give their explicit opt-in permitting credit alerts and data sharing with your business. We do not share consumers information with third parties. Below is a sample of what consumers must agree to during enrollment in smartcredit.com/yourbiz

Co-branded Partnership with {Your Biz Name}

{Your Biz Name} is in a co-branded partnership with SmartCredit. Part of your membership services will be our Application ('App') in the Membership App Center of your SmartCredit membership home page. As part of your membership, you hereby grant your permission for SmartCredit to share your personal, credit summary and credit grade information with us for the duration of your membership. Upon review of your credit summary and credit grade, we may elect to make specific offers of credit or other products and services to you, unless specifically prohibited by your express instructions or other applicable law. Our App will display a brief description of specific products and services for which you may qualify which will be delivered to you through SmartCredit and from time to time will also be made in an email from SmartCredit. As part of this App program, you agree we may contact you by mail, by telephone or by email, unless specifically prohibited by your express instructions or other applicable law. You understand there are no guarantees nor is there a promise that products or services will be offered to you or that you will qualify for any products or services. If you accept any offers, you will be required to complete a credit or other application that we will make available to you, if applicable. If you cancel your SmartCredit membership you will also end our App service and sharing of information as described herein. Your information will not be shared with any other parties.

NOTE: You can supplement this disclaimer if you wish.



We are also members of the Better Business Bureau, Verified by Visa, Mastercard Securecode and have the highest level of security available.

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